Whole Of Life

Whole of life is a life insurance policy contract that provides insurance coverage of the policy holder(s) for his or her entire life. Upon the death of the policy holder(s), the insurance policy is designed to payout to their beneficiaries. Unlike term life insurance that covers you for a set period of time, with a whole of life policy, cover only ends when the policy holder(s) die.

Term Life Insurance

This is a basic form of Life Assurance which is designed to payout upon death of the life insured within the term of the policy.

Mortgage Life Insurance

This is taken out typically to cover a mortgage which in the event of death is designed to repay your outstanding mortgage in full.

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